Fertility Care Pricing Made Simple
At The Prelude Network, we understand that fertility treatment isn’t just medical; it’s emotional and financial, too. That’s why we’re committed to straightforward pricing and personalized financial support, so you can focus on what truly matters: building your future family.
With 85+ clinics across North America and more than 300,000 babies born with the help of our fertility specialists, we bring deep experience, compassion, and a strong network to support you on your journey. Whether you’re pursuing IVF, egg freezing, or IUI, we offer competitive pricing, transparent guidance, and personalized care every step of the way.
Our Expert Team is Here for You
Navigating fertility treatment costs can feel daunting, but you don’t have to go it alone. At Prelude, our dedicated financial team works alongside you for clarity and peace of mind. From your first consultation through each phase of your journey, they are there to help you feel informed, empowered, and confident in understanding your fertility treatment costs and coverage options. Our expert team will help you:
- Verify Benefits Directly: Before you even step into one of our clinics, our Financial Specialists begin working on your behalf. They contact your insurance provider directly to verify your fertility coverage, outlining what’s included, what isn’t, and what your potential out-of-pocket expenses may be. This ensures that when you come in for your consultation, you have clear expectations with no surprises or confusion.
- Understand Fertility Care Insurance Coverage: Fertility insurance can be complicated, but we’re here to make it simple. Whether your plan offers full, partial, or no fertility coverage, every clinic within our network offers financial consultations early in your journey to help you identify exactly which services, such as IVF, IUI, egg freezing, or cryo storage, are covered under your plan and show you how to maximize your benefits. Our goal is to eliminate guesswork and help you move forward with confidence.
- Understand Financing & Payment Options: If your insurance does not fully cover your treatment, don’t worry. Each clinic in our network partners with third-party lenders to offer a variety of flexible financing and payment solutions to make fertility care more accessible. Once your individualized treatment plan is in place, your dedicated Financial Specialist will go over costs in detail, review available financing programs, and help you find a payment option that fits your budget and goals.
Because every fertility path is unique, once your specialist recommends a treatment plan, you’ll have a one-on-one consultation with our financial team. We’ll break down your estimated costs, insurance coverage, and payment or financing possibilities.
The cost estimates below reflect self-pay scenarios for individuals who do not have insurance coverage for fertility treatments. Our network will work closely with you to identify possible coverage and alternative financing options to meet your needs.
IVF Costs
In vitro fertilization (IVF) is one of the most common and advanced fertility options, so transparency around cost is crucial.
IVF Costs
| IVF with PGT (Inclusive of ultrasounds and blood monitoring, anesthesia, retrieval, conventional insemination, embryo culture, embryo biopsy, cryopreservation of embryos, and 1 year of storage) | $18,000 – $25,000 in the U.S. $14,000 – $23,000 in Canada |
| IVF without PGT (Inclusive of ultrasounds and blood monitoring, anesthesia, retrieval, conventional insemination, embryo culture, cryopreservation of embryos, and 1 year of storage) | $15,000 – $20,000 in the U.S. $10,000 – $15,000 in Canada |
How much does IVF cost in North America?
The cost of IVF in North America can vary depending on several factors, including whether you choose to include preimplantation genetic testing (PGT), the medications needed, and any additional services. On average, IVF with PGT in the United States starts at $18,000, while IVF with PGT in Canada starts at $14,000. Before beginning your treatment cycle, every patient meets with our dedicated Financial Specialists to explore all available payment options, including insurance benefits and flexible financing programs designed to support your care.
At Prelude, our dedicated experts will walk you through all these variables so you can understand how your personalized estimate is shaped. For personalized estimates and to learn more about available financing options, please reach out for a consultation.
For more details on IVF costs and related questions, see our FAQ below ↓
Egg Freezing Costs
Egg freezing is an empowering option for those who want to preserve their fertility for the future. Some choose to freeze their eggs to keep their options open, while others do so for medical reasons. At The Prelude Network, we’re here to make this journey as clear, supportive, and accessible as possible.
Egg Freezing Costs
| Egg Freezing (Inclusive of ultrasounds and blood monitoring, anesthesia, retrieval, cryopreservation of retrieved oocytes, and 1 year of storage; optional to add in medication) | $11,000 on average in the U.S. $9,650 on average in Canada |
How much does egg freezing cost in North America?
The cost of egg freezing in North America varies based on your individual treatment plan and whether fertility medications are required. The process typically starts at around $11,000 in the United States and $9K in Canada. These costs may fluctuate depending on your specific protocol and any additional services, such as long-term storage or future fertilization procedures.
For more details on egg freezing costs and related questions, see our FAQ below ↓
IUI Costs
Intrauterine insemination (IUI) is a less invasive fertility option that many start with before moving to IVF. Here’s a breakdown of the costs associated with IUI:
IUI Costs
| IUI Procedure (Inclusive of ultrasounds, sperm wash, and insemination) | $500 - $2,000 in the U.S. Up to $1,000 in Canada |
How much does IUI cost in North America?
The cost of IUI in North America can vary based on individual factors, such as the type and amount of medication needed, which depends on your specific response to treatment. While the cost of the IUI procedure itself may differ based on your personalized plan, it typically ranges from $300 to $1,000 in the United States and up to $1,000 in Canada. IUI is often considered an initial treatment option before moving on to more advanced procedures like IVF.
For more details on IUI costs and related questions, see our FAQ below ↓
FET Costs
Frozen embryo transfer (FET) is a vital part of many fertility treatment plans, particularly for those who have undergone IVF and are using frozen embryos. Our FET services are inclusive of ultrasound monitoring, embryo thaw and prep, and embryo transfer.
FET Costs
| FET Procedure | $3,000 - $6,400 in the U.S. $3,000 - $5,000 in Canada |
How much does FET cost in North America?
The cost of frozen embryo transfer (FET) in North America typically falls between $3,000 and $6,400 in the United States, and $3,000 and $5,000 in Canada, depending on your personalized treatment plan. This fee includes the ultrasound monitoring, thawing, and transfer process, while medications and other individualized treatments may incur separate charges.
For more details on FET costs and related questions, see our FAQ below ↓
What Affects the Cost of Fertility Treatment?
When it comes to fertility treatment costs, no two journeys are exactly alike — and that’s something we want you to understand from the start. At Prelude, we are committed to providing clear, upfront guidance to help you make informed decisions. Some key factors affecting total fertility treatment costs include:
- The treatment you choose. Whether you're pursuing IVF, IUI, egg freezing, or embryo transfer, each path comes with its own set of costs. IVF, for example, involves more advanced lab work and medications than IUI, making it a more involved investment. At Prelude, we take the time to walk you through each option so you can choose what’s best for your body, your goals, and your budget.
- Your treatment plan may include multiple cycles. Fertility success looks different for everyone. While some patients achieve success after one cycle, others may require multiple attempts to reach their family-building goals. Whether you're undergoing IVF, IUI, or egg freezing, the number of cycles recommended will influence your total fertility treatment cost. At Prelude, we’re here to help you plan ahead and make confident decisions every step of the way.
- Fertility medications used. Fertility medications are a significant part of your overall cost and are prescribed based on how your body responds to treatment. From ovarian stimulation to embryo development, your protocol will be customized for you. Our team will ensure you're informed about what to expect so you can budget accordingly with no surprises.
- Use of donor eggs, donor sperm, or gestational carrier. If your journey involves the use of donor eggs, donor sperm, or a gestational carrier, additional costs will apply. These options are often vital for certain fertility or medical situations. Our network of clinics will walk you through these possibilities with clarity, compassion, and respect for your personal path to parenthood.
- Advanced services and other add-ons: Services such as preimplantation genetic testing (PGT-A) or long-term embryo storage can increase the likelihood of a healthy pregnancy. While they do involve additional fees, these options may offer greater peace of mind and improved outcomes. We’ll help you determine if they align with your goals and treatment plan.
- Insurance coverage. Fertility insurance benefits can differ greatly between plans. Some cover a large portion of treatment, while others offer little to no assistance. Our financial team will help you understand what your plan includes and explain every cost involved — from lab services to medications — so you can prepare accordingly.
At The Prelude Network, we believe that your fertility journey deserves more than just hope; it deserves clarity, support, and understanding from the start. That’s why every clinic in our network offers a financial consultation early on, to walk you through estimated costs, review your insurance coverage, and explain the financing options so you can make informed decisions with confidence.
Fertility Treatment Cost FAQs
Explore Costs for IVF, IUI, Egg Freezing, and More
If you have questions about fertility treatment costs, insurance coverage, financing options, or any part of your journey, our team is ready to help. At The Prelude Network, we partner with you at every step, providing transparent guidance, personalized support, and access to flexible financial solutions.
With more than 85 locations across North America and 100 + top fertility specialists, our vast network is built to support you with proven experience and compassionate care. Wherever you are in your family‑building journey, we’re here so you can move forward with confidence and focus on what truly matters.
